function Proceed(bFlag) {
        var frm = document.getElementById('frmGetAQuote')
	    if (frm) {
		    with(frm) { 
			    if (bFlag) { action = QuoteActionURL + "&action=new&zip=" + zip.value} 
			    else { action = QuoteActionURL + "&action=ret" }
    			
			    method = "post";
			    submit();
			    return false;
			}
		}		
	}